About divcalc.io

A working knowledge system for dividend investors — calculators, ticker research, and a structured /guide reading path. Published by divcalc Editorial.

What we publish

Three things, in increasing depth: calculators for projecting dividend income (general DRIP, yield, monthly, after-tax, growth, retirement), ticker research pages with quality scores, 5-year yield bands, and historical drawdown anchors for 21 dividend names, and a /guide knowledge system covering everything from “what is a dividend” to “how do I retire on dividend income.”

Every calculation runs client-side. There is no account to create, no signup wall, and no inputs sent to a server.

Editorial standards

Every guide carries a reviewedOn date and a list of primary sources (SEC filings, FRED series, fund issuer pages, peer-reviewed finance papers where applicable). We cite where our numbers come from and link the source. When a methodology choice has more than one defensible answer (e.g., DGR window length, period-end vs endpoint), we name the choice and explain why we made it.

We do not write yield-chasing content. High-yield single-ticker funds (covered-call ETFs, monthly distribution funds) appear in our material only as boundary cases — to explain what they are and what their structural risks look like, not as recommendations.

Data sources

Ticker fundamentals are sourced from yfinance and Polygon, with our own scanner computing quality scores, yield distributions, and historical anchor events. Methodology details for each ETF come from the issuer's official fund page. Macro reference series (Fed funds, CPI) come from FRED. Tax treatment references the IRS publications cited in each affected guide.

Review cadence

Calculator guides and metric explainers are reviewed at least every six months for formula correctness and example freshness. Ticker-bound articles are refreshed whenever the underlying ticker's quality score, yield band, or historical anchor materially changes. The reviewedOn date in each guide's frontmatter reflects the most recent edit, not just the original publish date.

Contact

Corrections, methodology questions, and source suggestions: open an issue at github.com/yonayinhong-art/dividend-radar/issues or email [email protected].