Free Dividend Calculator
Free dividend calculator. No signup, no tracking — math runs locally in your browser.
Year 1 income
$350.00
Year 25 income
$16,392
Total dividends
$127,356
Portfolio at year 25
$331,927
Income per quarter (year 25)
$4,098
| Year | Yield | Div / share | Annual income | Yield on cost | Cumulative income | Portfolio value | Shares |
|---|---|---|---|---|---|---|---|
| 1 | 3.3% | $2.63 | $350.00 | 2.8% | $350.00 | $13,317 | 169.11 |
| 2 | 3.4% | $2.81 | $474.98 | 3.2% | $824.98 | $16,928 | 204.72 |
| 3 | 3.5% | $3.01 | $615.27 | 3.6% | $1,440 | $20,863 | 240.30 |
| 4 | 3.5% | $3.22 | $772.74 | 3.9% | $2,213 | $25,157 | 275.95 |
| 5 | 3.6% | $3.44 | $949.50 | 4.3% | $3,162 | $29,846 | 311.80 |
| 6 | 3.7% | $3.68 | $1,148 | 4.7% | $4,310 | $34,972 | 347.96 |
| 7 | 3.7% | $3.94 | $1,371 | 5.1% | $5,681 | $40,584 | 384.56 |
| 8 | 3.8% | $4.22 | $1,621 | 5.6% | $7,302 | $46,732 | 421.73 |
| 9 | 3.9% | $4.51 | $1,902 | 6.0% | $9,204 | $53,476 | 459.61 |
| 10 | 4.0% | $4.83 | $2,218 | 6.5% | $11,422 | $60,880 | 498.33 |
| 11 | 4.0% | $5.16 | $2,573 | 7.1% | $13,996 | $69,019 | 538.05 |
| 12 | 4.1% | $5.53 | $2,973 | 7.7% | $16,968 | $77,973 | 578.91 |
| 13 | 4.2% | $5.91 | $3,423 | 8.3% | $20,391 | $87,837 | 621.09 |
| 14 | 4.3% | $6.33 | $3,929 | 9.0% | $24,320 | $98,712 | 664.75 |
| 15 | 4.3% | $6.77 | $4,499 | 9.8% | $28,819 | $110,715 | 710.08 |
| 16 | 4.4% | $7.24 | $5,143 | 10.6% | $33,962 | $123,977 | 757.27 |
| 17 | 4.5% | $7.75 | $5,868 | 11.6% | $39,831 | $138,646 | 806.55 |
| 18 | 4.6% | $8.29 | $6,688 | 12.6% | $46,518 | $154,888 | 858.12 |
| 19 | 4.7% | $8.87 | $7,614 | 13.7% | $54,132 | $172,890 | 912.25 |
| 20 | 4.8% | $9.49 | $8,660 | 14.9% | $62,792 | $192,865 | 969.18 |
| 21 | 4.9% | $10.16 | $9,845 | 16.3% | $72,637 | $215,052 | 1029.22 |
| 22 | 5.0% | $10.87 | $11,187 | 17.8% | $83,824 | $239,722 | 1092.65 |
| 23 | 5.0% | $11.63 | $12,707 | 19.5% | $96,531 | $267,184 | 1159.83 |
| 24 | 5.1% | $12.44 | $14,433 | 21.4% | $110,964 | $297,787 | 1231.12 |
| 25 | 5.2% | $13.31 | $16,392 | 23.4% | $127,356 | $331,927 | 1306.92 |
What this calculator does
A free dividend calculator that runs entirely in your browser. There's no signup, no email collection, and the numbers you enter never leave your device — the math is JavaScript loaded with the page. The model handles DRIP reinvestment, dollar-cost averaging contributions on any cadence, separate share-price and dividend growth rates, monthly through annual payment frequencies, and a full year-by-year projection table. The same engine is used across every calculator on this site.
How to use it
Enter what you've invested and the current share price, then your assumed yield, dividend growth, and share-price growth. If you contribute on a schedule, set Extra contribution and Contribution frequency. Toggle DRIP on or off depending on whether you're modeling accumulation or current income. Time horizon goes up to 50 years. Every input updates the KPI block, the chart-quality year-by-year table, and the per-payment income figure instantly — no submit button.
Frequently asked questions
Is the calculator really free? What's the catch?
Yes, free. There is no catch. The site is funded by display ads and (eventually) brokerage affiliate links shown alongside the calculator, neither of which require you to share data. The math itself is loaded with the page and runs on your device — once the page loads, you could use the calculator offline.
Does the site track what I enter?
No. The form state lives only in your browser tab. Google Analytics counts page views and aggregate navigation, which is how the site knows which calculators are most used. It does not record specific input values. You can disable analytics with any standard ad blocker and the calculator still works identically.
Can I save my inputs or come back to them later?
Not yet. Bookmarking the page reloads the defaults, not your last session. A future update will add URL-encoded inputs so you can share a specific scenario with a single link, but this version is intentionally stateless to keep zero data on our servers.
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